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Monday, August 31, 2009

Low Cost Florida Health Insurance Rate -- Use The Following If You Want Massive Savings


What can a person do to enjoy low cost health insurance? Some ways of bringing down your rates do reduce the quality of coverage you get and are, therefore, NOT advisable. But here's a better way: Apply the correct steps and do a few things right and you'll get big discounts Let's look deeper into this...

1. Extreme sports bring about expensive rates. Therefore quit any sport or activity that is either extreme or risky and you'll enjoy more affordable rates.

2. You might be missing some concessions you are eligible for with your current insurer just because you do not know. Your agent could, by commission or omission, not tell you about some discounts that you qualify for. The only way to ensure it's false in your case is by telling your agent to list out all discount that your insurer offers. You might be astonished at discounts you've not benefited from.

3. Folks whose lines of duty expose to hazards attract more expensive premiums. You will pay lower rates if you quit a hazardous profession for a safe one. If your profession exposes you to dangerous substances, for example, your rates will be much higher than that given to a similar profile who maybe works as a cashier in an office.

4. For those who have a pre-existing condition that makes it hard or too expensive for them to get private individual health care coverage, the Consolidated Omnibus Budget Reconciliation Act of 1985 (COBRA) insurance could give a more affordable option.

5. Ensure a healthy life style and you'll attract cheaper rates with time. For instance, your rate will be reduced with time if you avoid junk food. Removing fats, cholesterol and high carb from your diet will make it easier for you to retain the ideal weight, live a healthier life and, as a consequence, get more affordable rates.

You will as well help your health and rate by sticking to daily exercise.

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